VAHybridLoan.org is not a mortgage lender or affiliated with the Dept. of Veterans Affairs or any government agency. VAHybridLoan.org is simply an informational site about the VA hybrid loan and VA home loan benefits. When filling out any information on this site it is important to understand that this is not a mortgage application but rather an inquiry to learn more about the related subject matter on this site. In doing so you may be contacted by a licensed mortgage loan officer to further discuss options or answer any mortgage-related questions that you might have.